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RM300 per month Set-up fee waived RM0.15 cents per SMS; optional: can be turned off at any time. One-time waiver fee for 300 free SMS. 5% fee on Supplements 1% fee on deposits Please refer to our links below: (1) T&C: https://www.umai.io/terms (2) Privacy Policy: https://www.umai.io/privacy
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