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Initial first two months payment: RM600 Monthly payment is at RM300 -0 MYR set up fee (waived off RM400 set up fee) - 0.15 MYR per SMS; Optional, can be turned off -3% fee on deposits -3% fee (plus Stripe's card fees: 3% + .50 per transaction) All prices above are exclusive of 6% SST Please refer to our links below: (1) T&C: https://www.umai.io/en/terms (2) Privacy Policy: https://www.umai.io/en/privacy